Dr. George Owusu-Antwi was an Assistant Professor of Finance at Central State University Wilberforce Ohio. He also worked as research coordinator at Higher Colleges of Technology in Dubai, and currently lives in Columbus Ohio. He previously worked in the industry as a banker at Huntington National Bank and US Bank. Dr. George also worked as a Fund Accountant to BISYS Fund Services and as a Tax Consultant to PG Consulting and Tax Services, Columbus Ohio. He has taught various courses in finance, banking, accounting, economics, entrepreneurship, and statistics at undergraduate and graduate levels at various universities, both in domestic and foreign. Dr. George is a receiver of Faculty Champion by Pearl Initiative in the UAE. He has published over two dozen of articles into various peer- reviewed journals to include African Journal of Economics and Management Studies, Journal of International Financial Market, Institutions and Money, Asian Economic and Financial Review, International Journal of Financial Research and many more. His current work examine the degree of bank competition, concentration, profitability and efficiency. Dr. George is a member of Financial Management Association International, and in 2005 he was inducted into the Financial Management Association National Honor Society. He is also a member of American Financial Association, Accreditation Council for Business Schools and Programs, International Society for Development and Sustainability, and Midwest Financial Management Association. His hobbies include traveling, reading, soccer and fishing. His goal is to combine his range of experience with his ability to be a compassionate, enthusiastic, and intelligent professor who will make a positive contribution to the university.